On June 9, 2023, the Illinois Senate passed Bill No. 201 which amends the Mortgage Foreclosure Article of the Code of Civil Procedure. Notably, Bill No. 201 requires Illinois courts to seal certain foreclosure actions commenced during the COVID-19 emergency and economic recovery period (between March 9, 2020 and December 31, 2021). With some exceptions, a mortgagor with a foreclosure action filed during this time period can motion the court to seal the foreclosure case.

Why seal foreclosures that were initiated during the Covid-19 period?

“Having the ability to seal these records will enable individuals who lost their homes, faced damaged credit scores and may face difficulty finding housing to secure a new and better future,” said Sen. Murphy. “We have a duty to the Illinoisans who should have been protected by the foreclosure moratoria.”

What impact will these new procedural rules have?

It remains to be seen what impact these new procedural rules will have on pending foreclosure cases -- and on individual mortgagors. As mortgagors navigate the foreclosure process and new procedural rules, the importance of having an experienced attorney is paramount. At The Law Center, we are a team of specialists that are passionate and up to date about the foreclosure process from start to finish and helping homeowners at the highest level. Our staff and attorneys approach each client and each property as a new challenge, one that requires thorough analysis, zealous representation, and thoughtful strategy. It’s your home, let The Law Center help you defend it.

Call us now and speak with a foreclosure expert on how you can make the foreclosure process work for you -- not against you. (312) 600-8815

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